GAY Life Assurance and GAY Mortgage Advice …

Compass are the UK’s leading firm of financial advisers and are dedicated to looking after the Gay, LGBT and HIV communities. Our lead financial adviser Chris Morgan has been advising LGBT and people living with HIV for nearly 20 years and is well known for his campaigning work fighting discrimination.

He has led an ongoing 20 year campaign which has resulted in equality within Life Assurance products for the gay community and the availability of Life Assurance for people living with HIV.


Gay men have been able to access Life Assurance products on equal terms since 2005, however, there sometimes can still be requirements around trust documentation and HIV testing on larger policies that still require specialist advice and guidance.

It’s most likely that Gay men will have more insurable interest and financial needs in the areas of Critical Illness Cover and Income Protection, than Life Assurance. No firm of financial advisers in the UK has more experience and knowledge of looking after Gay and LGBT clients than Compass.


Compass have been arranging Mortgages for the Gay, LGBT and HIV communities for nearly two decades and they have built vast experience of the way that Gay couples structure their finances. Sometimes LGBT relationships operate differently in regards to finance and we can assure you there is not a situation we will not have seen before.

Our lead financial adviser has advised literally thousands of gay clients raise to mortgage finance and helped them to buy their homes. Recently we have seen a number of LGBT clients returning to us to move home or remortgage to consolidate their loans and debts.


Compass Mortgages are here to help!

Complex Mortgage situations can arise due to a variety of reasons and these are the main “Complex Mortgage” areas which we can offer our advice for LGBT clients . Here’s a list of mortgage situations that we are experienced at arranging to applicants.

Adverse Credit Mortgages, Buy to Let Mortgages, Complex Mortgages, Debt Consolidation, Expatriate Mortgages, Landlord Mortgages, Let to Buy Mortgages, Multiple Mortgages, Professional Mortgages, Re Mortgages, Right To Buy, Self Employed Mortgages.

We are especially experienced at assisting people to find mortgages with Arrears, Adverse Credit, Bankruptcy Defaults, County Court Judgement’s and Late Payments on their Credit Record. We offer a free “15 Minute Mortgage Assessment” without obligation, if you are unsure if you can secure a Mortgage.

Compass are the UK’s leading Lesbian, Gay, Bisexual, Transgender Financial Advisers, offering advice on Gay Life Assurance, Gay Life Insurance, Gay Mortgages, HIV Life Assurance, HIV Life Insurance, HIV Mortgages.

They are also the UK’s leading experts at planning Life Assurance and Mortgages for LGBT and Alternative Families and are able to assist LGBT people looking for advice on their Pensions and Investments.

For more information about these services please contact Compass by phone 0845 474 3075. Email or visit us online at

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